Mississippi & Louisiana’s Premier Mortgage Lender

 

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PRE-QUALIFICATION
CHCEK LIST
 


We are a FHA/HUD
approved lender. 
See us on the approved
lenders list at www.hud.gov/ll/

 

Office: (228) 860-9004

 
 

Taylor, Bean, & Whitaker Mortgage Corporation is the Mississippi Gulf Coast’s Premiere mortgage lender specializing in a full range of lending products. We offer products tailored to every need and lifestyle. Conventional, VA, as well as FHA loans are available. We also specialize in the USDA Rural Housing loans.

William (Bill) Hammack, M.R.M.S. has been in the lending arena for over 10 years specializing in service, guiding you through every step of the mortgage process. His friendly, low stress approach offers you, the client, more solutions and more options tailored to your specific needs. William (Bill) Hammack, M.R.M.S. makes the difficult process of finding the right mortgage as painless as possible offering the supportive environment you need with the care and expertise to get the results you want!

Bill treats each client as an individual and gives personalized attention to your needs. At Taylor, Bean, & Whitaker financing a home is not about dealing with real estate, but about helping people!

Pre-qualification is easy, just simply click on the “Pre-qualify” tab at the top and you will be redirected to a Verisign 128 Bit encrypted secure portion of this site and just fill in the blanks! Your security and privacy are of the up most importance to us!
 


 

 

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See if Your Income is Sufficient to Qualify
Desired Mortgage for New Home
Mortgage Length Years
Interest %
Annual Tax
Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc).
 
Summary
Monthly Principal + Interest
Total Housing Payment (tax & insurance included)
Required Salary
Your salary must meet the following two conditions:
  1. Your gross (pre-taxes) monthly salary must be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
  2. Your gross (pre-taxes) monthly salary must be greater than 35% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.
DISCLAIMER: The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.
 


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